Mississippi Paycheck Calculator
Estimate your Mississippi take-home pay — federal tax, Mississippi's flat state income tax, Social Security, and Medicare all included.
Mississippi payroll tax overview
Mississippi uses a flat income tax rate of 4.4% on taxable income, gradually decreasing toward a lower rate in future years as part of a legislated multi-year phase-down.
Mississippi does not add any state-specific payroll deduction on top of income tax, and there are no local city or county income taxes — your total withholding is federal tax + Social Security + Medicare + the flat 4.4% state rate.
Worked example
A single filer earning $75,000/year in Mississippi, paid biweekly:
| Item | Per paycheck | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | ≈ $313.00 | ≈ $8,140.00 |
| Social Security | $178.85 | $4,650.00 |
| Medicare | $41.83 | $1,087.50 |
| Mississippi state tax (4.4%) | ≈ $126.92 | ≈ $3,300.00 |
| Net pay | ≈ $2,224.02 | ≈ $57,822.50 |
Local income context: how Mississippi compares
According to the most recent U.S. Census Bureau American Community Survey, Mississippi's median household income is $59,127 — the lowest in the nation the 2024 national median of $81,604. Mississippi posts the lowest median household income of any US state, reflecting a largely rural, agriculture- and manufacturing-based economy with limited concentration of the high-paying finance, tech, or corporate-headquarters jobs that lift income in coastal states.
Median household income reflects a full household (often two earners), while the calculator above estimates take-home pay for a single individual's salary — so it's a useful benchmark for context rather than a direct comparison, but it helps illustrate how a given salary stacks up against typical earnings in Mississippi.
Frequently asked questions
How Mississippi compares to other states
At 4.4%, Mississippi's flat rate is moderate-low nationally, similar to Colorado's flat rate. The scheduled future reductions put Mississippi on a path toward becoming one of the lower-tax states in the region.
Mississippi cost-of-living context
Mississippi's cost of living is among the lowest in the country, with housing costs well below the national average across virtually the entire state. This low cost of living significantly amplifies the value of take-home pay shown in this calculator.
More frequently asked questions
Mississippi minimum wage context
Mississippi follows the federal minimum wage with no state-level minimum wage law of its own, and no Mississippi city sets a higher local minimum. The federal rate applies uniformly if you're entering an hourly figure into this calculator.