Terms of Service
Last updated: January 2026
1. Acceptance of terms
By accessing or using PayClear, you agree to these Terms of Service. If you do not agree, please do not use this site.
2. Not professional advice
PayClear's calculators provide estimates for general informational purposes only. They are not tax, legal, financial, or accounting advice, and should not be relied upon as a substitute for consultation with a licensed CPA, tax attorney, or financial advisor. Tax laws are complex and change frequently — your actual tax liability or take-home pay may differ from any estimate shown on this site.
3. No warranty
This site and its calculators are provided "as is" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. We make reasonable efforts to keep tax figures current but cannot guarantee error-free results.
4. Limitation of liability
To the fullest extent permitted by law, PayClear and its operators are not liable for any damages, losses, or claims arising from your use of, or reliance on, this site or its calculators — including but not limited to financial decisions made based on calculator output.
5. Advertising
This site may display third-party advertisements. We do not control, and are not responsible for, the content of those advertisements or the practices of advertisers.
6. Intellectual property
The design, code, and content of this site are the property of PayClear unless otherwise noted, and may not be copied or republished without permission.
7. Changes to these terms
We may revise these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.
9. Governing law
These terms are governed by the laws of the United States and the state in which PayClear operates, without regard to conflict-of-law principles. Any disputes arising from use of this site will be resolved under that jurisdiction unless otherwise required by applicable consumer protection law.
10. Severability
If any provision of these terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
11. Third-party tools and links
This site may link to or reference third-party tools, services, or resources (such as payroll or tax preparation software). We do not control these third-party services and are not responsible for their content, accuracy, or practices. Any interaction you have with a third-party service is governed by that service's own terms and policies.
13. Entire agreement
These terms, together with our Privacy Policy, constitute the entire agreement between you and PayClear regarding use of this site, superseding any prior agreements or understandings, written or oral, regarding the subject matter herein.
14. Acceptable use
You agree not to use this site in any way that could damage, disable, or impair its functionality, or to attempt to extract, scrape, or republish our calculators or content without permission. Automated bulk access to this site beyond normal browsing is not permitted without prior written consent.
15. Indemnification
You agree to hold PayClear and its operators harmless from any claims, damages, or expenses arising from your use of this site, your violation of these terms, or any decisions made based on the estimates this site provides.
16. No waiver
Our failure to enforce any provision of these terms at any time does not waive our right to enforce that or any other provision in the future. Each provision remains fully enforceable regardless of past instances of non-enforcement.
17. Assignment
We may assign or transfer these terms, in whole or in part, without restriction. You may not assign or transfer your rights or obligations under these terms without our prior written consent.
18. Headings are for reference only
Section headings in these terms are included for convenience and ease of reference only — they do not affect the meaning, scope, or interpretation of the section they introduce.
19. Contact
Questions about these terms? Reach out via our Contact page. We review terms-related inquiries on a regular basis and aim to clarify any ambiguity as quickly and clearly as we reasonably can.
20. A final note
We've tried to write these terms in plain, readable language rather than dense legal boilerplate wherever possible, while still covering the standard protections any website needs. If anything here is unclear, asking us directly is always faster than guessing.