Minnesota Paycheck Calculator
Estimate your Minnesota take-home pay — federal tax, Minnesota's progressive state income tax, Social Security, and Medicare all included.
Minnesota payroll tax overview
Minnesota uses a progressive income tax with four brackets, from 5.35% up to a top rate of 9.85% — among the higher top marginal rates in the country. The top rate only applies to taxable income above roughly $193,000 for single filers, so most middle-income earners pay well below that rate on average.
Minnesota does not add any state-specific payroll deduction on top of income tax, and there are no local city or county income taxes — your total withholding is federal tax + Social Security + Medicare + Minnesota's progressive state tax.
Worked example
A single filer earning $75,000/year in Minnesota, paid biweekly:
| Item | Per paycheck | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | ≈ $313.00 | ≈ $8,140.00 |
| Social Security | $178.85 | $4,650.00 |
| Medicare | $41.83 | $1,087.50 |
| Minnesota state tax | ≈ $178.48 | ≈ $4,640.50 |
| Net pay | ≈ $2,172.46 | ≈ $56,482.00 |
Local income context: how Minnesota compares
According to the most recent U.S. Census Bureau American Community Survey, Minnesota's median household income is $87,117 — above the 2024 national median of $81,604. Minnesota's income benefits from an unusually dense concentration of Fortune 500 headquarters for a state its size — including Target, UnitedHealth Group, Best Buy, and 3M — clustered around the Minneapolis-St. Paul metro area, which significantly outpaces the more rural parts of the state.
Median household income reflects a full household (often two earners), while the calculator above estimates take-home pay for a single individual's salary — so it's a useful benchmark for context rather than a direct comparison, but it helps illustrate how a given salary stacks up against typical earnings in Minnesota.
Frequently asked questions
How Minnesota compares to other states
Minnesota's 9.85% top rate places it among the higher-tax states nationally, similar in range to Oregon and not far below California. However, because Minnesota's bracket thresholds are relatively generous compared to states like Virginia, most middle-income earners face a considerably lower effective rate than the headline top bracket suggests.
Minnesota cost-of-living context
Minnesota's cost of living is generally moderate, with the Minneapolis-St. Paul metro area carrying somewhat higher housing costs than the rest of the state. When comparing a Minnesota job offer to one from a lower-tax state, it's worth weighing the take-home pay this calculator estimates against Minnesota's generally strong public services and infrastructure, often cited as offsetting factors for the higher tax burden.
More frequently asked questions
Minnesota minimum wage context
Minnesota sets a statewide minimum wage with scheduled annual adjustments for inflation. Minneapolis and St. Paul both set their own local minimum wage higher than the statewide rate — worth checking separately if you're entering an hourly rate for a job in either city into this calculator.