Georgia Paycheck Calculator
Estimate your Georgia take-home pay — federal tax, Georgia's flat state income tax, Social Security, and Medicare all included.
Georgia payroll tax overview
Georgia uses a flat income tax rate of 5.39% on all taxable income — there are no brackets to climb through, so the same rate applies whether you earn $40,000 or $400,000. The rate is scheduled to step down slightly in future years as part of a multi-year tax reform.
Unlike states such as New York or California, Georgia does not add any state-specific payroll deduction (like SDI or PFL) on top of income tax, and there are no city or county income taxes layered on either — your total withholding is simply federal tax + Social Security + Medicare + the flat 5.39% state rate.
Worked example
A single filer earning $75,000/year in Georgia, paid biweekly:
| Item | Per paycheck | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.00 |
| Federal income tax | ≈ $313.00 | ≈ $8,140.00 |
| Social Security | $178.85 | $4,650.00 |
| Medicare | $41.83 | $1,087.50 |
| Georgia state tax (5.39%) | ≈ $155.48 | ≈ $4,042.50 |
| Net pay | ≈ $2,195.46 | ≈ $57,079.50 |
Local income context: how Georgia compares
According to the most recent U.S. Census Bureau American Community Survey, Georgia's median household income is $79,991 — just below the 2024 national median of $81,604. Atlanta's metro economy — anchored by logistics, film and TV production, fintech, and corporate headquarters like Coca-Cola and Delta — pulls the state average up considerably compared to rural Georgia, where incomes run well below the state figure.
Median household income reflects a full household (often two earners), while the calculator above estimates take-home pay for a single individual's salary — so it's a useful benchmark for context rather than a direct comparison, but it helps illustrate how a given salary stacks up against typical earnings in Georgia.
Frequently asked questions
How Georgia compares to other states
At 5.39%, Georgia's flat rate sits in the middle range compared to other states — meaningfully lower than high-tax states like California (up to 13.3%) or New York (up to 9.65%), but higher than no-tax states like Florida or Texas. Because it's a flat rate rather than a progressive bracket system, Georgia's tax bite as a percentage of income stays constant whether you're an entry-level earner or a high earner, unlike progressive states where higher incomes face steeper marginal rates.
Georgia's relatively moderate tax burden, combined with a lower cost of living than coastal metro areas, is part of why the state has seen strong population and job growth in recent years, particularly around Atlanta.
Georgia cost-of-living context
Georgia's cost of living varies significantly between metro Atlanta and the rest of the state. Housing costs in Atlanta have risen in recent years but remain well below those in coastal tech hubs, which means a given salary generally stretches further in Georgia than in higher-cost states — something worth factoring in alongside the take-home pay this calculator estimates when comparing a Georgia offer to one from another state.
More frequently asked questions
Georgia minimum wage context
Georgia's state minimum wage is set at the federal minimum wage level, and unlike states such as California or Washington, Georgia does not have cities that set their own higher local minimum wage. If you're entering an hourly rate into this calculator, the federal minimum wage floor is the relevant baseline across the entire state.